Accidents can happen anytime, anywhere, to anyone. It doesn't matter if you're an athlete, a traveler who loves adventure, or even just another person having a really bad day.

The chances of getting into bizarre accidents are low, but not zero. These situations will have you thanking your lucky stars that you're safe and alive — and probably get you thinking about getting insured.

Even Hollywood stars aren't immune from freak accidents. On The Ellen Degeneres Show, Leonardo DiCaprio shared that had a skydiving incident that had him thinking about this mortality.

He was doing a tandem dive. The first parachute didn't open and they cut the line. They started freefalling towards, where he described "that's when you get the 8×10 glossies of your whole life flashing before your eyes."

Luckily, Leo did not break his legs but it's safe to say he won't be skydiving anytime soon.

When it comes to accidents, don't just rely on luck. It pays to be ready for financial setbacks that accidents may bring, and having insurance goes a long way when the unthinkable happens.

AXA Philippines partnered with Cebu Pacific to bring CEB Piso Protect, an affordable personal accident insurance plan.

For as low as P1 a day or P365 a year, you already have an insurance product that can cover the cost of emergency hospitalization, pays a fixed lump sum of P5,000 in case of surgery while in hospital confinement, and provides up to a P250,000 cash benefit in case of death or disablement due to accident.

They also offer CEB Health Protect which provides coverage for the top three critical conditions, namely cancer, stroke, and heart attack.

To avail of CEB Piso Protect, visit https://www.axa.com.ph/protect/.