OFWs are allowed double the maximum amount of annual contribution, allowing them to invest up to P400,000 per year (IRR, Rule 7).

Dean Nilo Divina · 8 February 2026 · 3 min read

This ruling sends a clear and timely reminder: the protection afforded to OFWs does not end upon deployment.

Dean Nilo Divina · 5 February 2026 · 3 min read

Mining contractors and operators are required to file quarterly royalty returns and pay the royalty due within 60 days after the end of each calendar quarter.

Dean Nilo Divina · 1 February 2026 · 3 min read

As the buyer had taken possession of the land and introduced improvements thereon, the Court held that the verbal sale had already been executed.

Dean Nilo Divina · 29 January 2026 · 3 min read

Democracy does not begin on election day. It begins with registration.

Dean Nilo Divina · 25 January 2026 · 2 min read

The constitutional guarantee of just compensation exists to ensure that property owners are made whole.

Dean Nilo Divina · 22 January 2026 · 2 min read

For online lenders, the warning is sharper. Digital consent is not a license to harass.

Dean Nilo Divina · 18 January 2026 · 3 min read

Controlling and domineering conduct must be carefully distinguished from mere assertiveness or marital dominance. The decision reminds us that the focus is not…

Dean Nilo Divina · 15 January 2026 · 2 min read

Lawyers are expressly prohibited from delegating legal functions to non-lawyers, and non-lawyers are barred from acting as de facto counsel.

Dean Nilo Divina · 11 January 2026 · 3 min read