In a bid to ease the burden on Filipinos recovering from the devastation of Typhoons Tino and Uwan, the Government Service Insurance System (GSIS) has rolled out a three-month grace period on emergency loan payments for its members and pensioners in affected areas.

GSIS President and General Manager Wick Veloso stressed that the grace period is more than just a financial lifeline, but a reprieve.

“We know that many of our members and pensioners are struggling to recover from the back-to-back typhoons. By deferring their loan payments, we are giving them the time and space to heal, rebuild, and move forward without the immediate pressure of financial obligations," Veloso said.

The GSIS Emergency Loan Program, which opened on 7 November will remain available until 7 February.

Eligible members and pensioners may apply conveniently through the GSIS website, the GSIS Touch mobile app, or by visiting the nearest GSIS office.

Under the approved grace period, no loan payments will be due until 2026.

Loans granted in November 2025 will begin amortization in March 2026, with the first payment due on or before 10 April 2026; Loans released in December 2025 will start in April 2026, payable on or before 10 May 2026; Those granted in January 2026 will begin in June 2026, payable by 10 July 2026; and Loans released in February 2026 will start in July 2026, with payments due by 10 August 2026.

According to Veloso, the three-month payment reprieve provides GSIS borrowers with valuable breathing space to regain financial stability before resuming regular amortizations.

President Ferdinand R. Marcos declared a state of national calamity on 5 November following the widespread destruction caused by Typhoon Tino.

The declaration allows for faster and more coordinated relief, recovery, and rehabilitation efforts nationwide.