BDO Unibank is encouraging Filipinos to start saving early through its Holiday Million Rewards Raffle Promo, an initiative that rewards new depositors with a chance to win up to 1 million BDO Rewards Points.

The promo runs from 9 October to 31 December 2025, and aims to motivate more Filipinos to build their savings while enjoying potential rewards. Over 100 winners will share 3 million BDO Rewards Points through monthly draws from November to January.

Culture of saving

Bank executives said the campaign reflects BDO’s ongoing efforts to promote financial inclusion and a culture of saving among Filipinos, particularly in the lead-up to the holiday season when spending often peaks.

Customers can join the raffle by opening any BDO savings or checking account, including ATM Savings, Passbook Savings, Kabayan Savings, Prime Savers, Junior Savers, Smart Checking, or Peso Checking, at any branch and completing the raffle registration form.

P50,000 fresh funds minimum

To qualify, depositors must place a minimum of P50,000 in fresh funds, which earns one raffle entry.

Every additional P50,000 maintained in the account provides another chance to win.

Signing up for BDO Pay, the bank’s digital payment app, earns customers an extra raffle entry.

Beyond the raffle, BDO said the initiative highlights its wider strategy of integrating rewards and digital convenience into everyday banking.

Clients enjoy access to BDO Online Banking and BDO Pay, as well as perks through the BDO Rewards program, which offers points every time customers save or spend.