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Portrait of Chinkee Tan

Chinkee Tan

Latest

The financial risk of treating side hustles as guaranteed income

The financial risk of treating side hustles as guaranteed income

The danger is not working harder. The risk is not having multiple income streams.

Chinkee Tan · 10 February 2026 · 2 min read

Why families are an emergency away from debt

Why families are an emergency away from debt

When your fixed expenses eat most of your income, your financial margin becomes razor-thin. That is math, not morality.

Chinkee Tan · 3 February 2026 · 2 min read

Why the middle class is disappearing

Why the middle class is disappearing

If one paycheck is delayed or lost, how long can your household survive without borrowing?

Chinkee Tan · 27 January 2026 · 2 min read

Teach kids about money before social media does

Teach kids about money before social media does

Money problems rarely come from ignorance, they come from silence.

Chinkee Tan · 20 January 2026 · 2 min read

Emergency fund: Hindi ‘yan pang-next year

Emergency fund: Hindi ‘yan pang-next year

Ang emergency fund ay insurance ng katahimikan ng isip. Hindi ito pang-invest, hindi pampayaman, pang-salo ito kapag may biglang bagsak sa buhay.

Chinkee Tan · 13 January 2026 · 1 min read

Why habits, not motivation, will make you rich this year

Why habits, not motivation, will make you rich this year

You don’t need a perfect plan. You don’t need a big income. You don’t even need strong motivation. What you need is small, daily discipline.

Chinkee Tan · 6 January 2026 · 2 min read

A Moneywise New Year marked by clarity, not pressure

A Moneywise New Year marked by clarity, not pressure

The start of a new year is not about changing everything overnight. It’s about choosing a better direction and taking small, consistent steps toward it.

Chinkee Tan · 30 December 2025 · 2 min read

A Moneywise Christmas: Celebrating without the stress

A Moneywise Christmas: Celebrating without the stress

Christmas invites us to slow down and reflect. It reminds us that hope can be born in simple places, and that the greatest gift ever given came not wrapped in…

Chinkee Tan · 23 December 2025 · 2 min read

Psychology of sale signs: Fighting marketers’ tricks

Psychology of sale signs: Fighting marketers’ tricks

Sales trigger a powerful response in our brains: the fear of missing out.

Chinkee Tan · 16 December 2025 · 2 min read

Peer pressure keeps us broke

Peer pressure keeps us broke

Learning to say ‘no’ without guilt

Chinkee Tan · 9 December 2025 · 2 min read

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