Toyota Motor Philippines is starting the year with a set of January offers aimed at buyers who want lower monthly payments, cash discounts, and fewer ownership costs during the first years of use.

The promo runs from 16 to 31 January 2026, and covers a wide mix of passenger cars, crossovers, and utility vehicles sold nationwide.

Toyota said the offers are available through its authorized dealer network, with select models qualifying for financing plans, insurance coverage, service perks, and warranty support.

For buyers who prefer manageable monthly payments, Toyota is offering its Pay Light option on selected hybrid models. Under this plan, customers pay a 50 percent down payment followed by a 60 month term.

The Toyota ATIV 1.5 HEV CVT 2T is available with a monthly payment starting at P10,741 under the Pay Light program. The same financing option also applies to the Yaris Cross 1.5 S HEV CVT 2T, which comes with monthly payments starting at P15,504.

Toyota is also pushing cash purchase incentives for buyers looking to avoid financing altogether. Customers who pay straight cash for the Corolla Cross 1.8 GR S CVT 2T can receive a P140,000 discount.

The model sits at the sportier end of Toyota’s crossover range and carries GR S styling cues tied to the brand’s motorsports lineup.

Beyond pricing and financing, Toyota is bundling ownership benefits into the January campaign.

Buyers of selected variants of the Vios, Wigo, Avanza, Veloz, Innova, Fortuner, and Hilux during the promo period are entitled to a free one-year comprehensive insurance package provided by Toyota Insure.

The insurance coverage includes personal accident protection, passenger accident coverage, compulsory third party liability, own damage, loss or theft, excess bodily injury, property damage, and acts of nature.

Emergency roadside assistance is also included as part of the package.

Toyota is extending service-related incentives to new owners as well. Customers who purchase the Raize, Avanza, and selected variants of the Vios, Fortuner, Hilux, and Innova can receive free periodic maintenance services.

The coverage applies to five scheduled services between 1,000 kilometers and 20,000 kilometers, valid within 48 months from vehicle release.

Additional service discounts apply to specific models. All Tamaraw variants sold during the promo period qualify for a P1,200 service discount voucher, usable across multiple maintenance intervals up to 40,000 kilometers within 48 months.

Owners of newly released Rush, Corolla Altis, and Wigo units are also eligible for a P1,200 voucher, applicable to PMS intervals up to 30,000 kilometers within 36 months.

Toyota also continues to highlight its five-year warranty coverage for brand-new vehicles purchased from authorized dealers in the Philippines starting 1 January 2025.

The warranty combines a three-year manufacturer warranty with an additional two-year service loyalty warranty, extending coverage to a total of up to five years, depending on mileage.