Big holiday gifts but on a budget with Home Credit

The holidays are here and there is no denying that this is the best season to spend time with family, reconnect with friends, and share thoughtful gifts that make the celebrations even brighter. Malls are packed, Christmas songs echo in every corner, and people are searching for presents that feel grand without going beyond the budget. For last minute shoppers who want to make a big impression at the lowest prices and with the most flexible payment options, the holiday rush does not have to be stressful.

With year-end deadlines, long lines, and a calendar filled with festive gatherings, the challenge of finding the right gift becomes even more real. The good news is that there are still great deals available for anyone racing against the clock. Home Credit Philippines, the country’s leading consumer finance company, offers a way to secure meaningful gifts for as low as P19 a day. Through The Great Double Zero Festival, shoppers can take home the items they want with zero down payment, 0 percent interest, and flexible installment plans.

For loved ones who appreciate practical home upgrades, there are all-out appliance holideals available for as low as P569 per month or P19 per day. Thoughtful presents for titos, titas, and grandparents include the Devant 43in Full HD Smart TV for as low as P22 per day or P649 per month for 18 months, retailing at P15,991. The Panasonic 9.5cu ft Two Door No Frost Inverter refrigerator is another reliable option for as low as P30 per day or P909 per month for 18 months, priced at P22,465. For compact spaces, the TCL 32in S5K Full HD QLED Google TV is available for as low as P19 per day or P569 per month for 18 months, retailing at P13,990.

Holiday meal prep becomes more convenient with refrigerator choices starting at P669 per month or P22 per day. These include the Condura 6.3cu ft Inverter Two Door Top Mount Refrigerator for as low as P22 per day or P669 per month for 18 months, priced at P16,578. The Samsung 7.4cu ft Inverter Two Door Top Mount Freezer Refrigerator is available for as low as P27 per day or P809 per month for 18 months at P19,882. The LG 7.2cu ft Two Door Smart Inverter No Frost Refrigerator can also be gifted for as low as P23 per day or P679 per month for 18 months, retailing at P16,713.

Big screens also make the holidays more enjoyable. For as low as P849 per month or P28 per day, families can bring home options such as the Samsung 55in Crystal 4K UHD Smart TV for as low as P30 per day or P889 per month for 18 months, retailing at P21,999. The TCL 55in 4K HDR TV is available for as low as P28 per day or P849 per month for 18 months, priced at P20,952, while the Haier 55in 4K UHD Android TV can be purchased for as low as P29 per day or P859 per month for 18 months at P22,290.

For kids and teens who spend most of their holiday break at home, air conditioners are thoughtful gifts that bring comfort throughout the season. These are available starting at P769 per month or P26 per day. The Haier 1.5HP Clean Cool Inverter Split Type Air Conditioner is available for as low as P26 per day or P779 per month for 18 months, retailing at P19,300. Another option is the Midea 1.5HP Celest Inverter Split Type Air Conditioner, which can be purchased for as low as P26 per day or P769 per month for 18 months, priced at P19,093. For smaller rooms, the Condura 1.0HP Inverter Window Type Air Conditioner offers compact cooling for as low as P32 per day or P949 per month for 18 months, available at P23,371.

For a show-stopping Christmas gift, the ultimate pasko upgrade is a new iPhone, available for as low as P1,842 per month or P61 per day. Options include the iPhone Air for as low as P76 per day or P2,279 per month for 24 months, with prices starting at P72,990 depending on the variant. The iPhone 17 is available for as low as P61 per day or P1,842 per month for 24 months, starting at P57,990. The iPhone 17 Pro can be purchased for as low as P83 per day or P2,484 per month for 24 months, retailing at P79,990 depending on the variant. For top-tier performance, the iPhone 17 Pro Max is available for as low as P90 per day or P2,688 per month for 24 months, retailing at P86,990 depending on the variant.

The best part is that applying is fast and simple. One valid ID is all it takes to get approval in as fast as one minute, subject to eligibility. With over 18,000 partner stores nationwide, shoppers have many options and can easily find representatives who can assist with the process. Customers can also apply for pre-approval using the Home Credit App available on Google Play, the App Store, and Huawei AppGallery.

The Great Double Zero Festival runs until 31 December 2025, giving shoppers enough time to complete their gift lists before the year ends. Whether they are buying for family, friends, or treating themselves to something special, the season becomes easier with flexible installments and no heavy upfront payments.

The holidays will always be a time for generosity and togetherness. With offers that make meaningful gifts more affordable, last minute shopping becomes less about stress and more about joy. Home Credit makes sure every Filipino can celebrate with presents that bring happiness without straining the budget.

Make this season’s gift giving simple, thoughtful, and memorable. With Home Credit, meaningful presents are always within reach just in time for the holidays.

For more information on available product selections and store locations, you may visit Shoppingmall.ph.