Pag-IBIG posts P34-billion first quarter growth

Pag-IBIG Fund kicked off 2025 with a bang, as its total assets surged past the P1.1-trillion mark at the end of March — proof that the government-run fund is not just growing, but thriving.

From P1.069 trillion at the close of 2024, Pag-IBIG’s assets climbed by P34.37 billion in the first quarter of the year. That boost came largely from the continued growth of its loan portfolio, steady investments, and the strong flow of savings from its members.

As of March 31, the Fund reported a solid equity base of P776.52 billion, which includes members’ equity, retained earnings, and other reserves. This strong financial foundation allows Pag-IBIG to keep delivering on two key promises: growing the value of members’ savings and offering accessible loan programs to its 16.55 million active members.

It also maintained P21.29 billion in cash and cash equivalents — plenty of liquidity to meet immediate needs — while growing its investment portfolio to P133.06 billion. Other major assets include real estate, equipment, and various long-term investments, all contributing to what the Fund describes as a “diversified and resilient” financial structure.

Earlier this month, Pag-IBIG CEO Marilene C. Acosta doubled down on the agency’s ambitious 10-year roadmap. At the heart of it: declaring at least 10 percent in annual dividends, expanding digital access, and pushing for financial inclusion — especially for those who’ve traditionally been left out.

It’s all in line, she said, with President Ferdinand R. Marcos Jr.’s push to improve Filipinos’ lives with affordable, dignified housing.

And the numbers show they’re on track. In the first three months of 2025 alone, Pag-IBIG disbursed P30.22 billion in housing loans. Meanwhile, members poured in P40.41 billion in savings — a staggering 41-percent jump from the P28.76 billion collected in the same period last year.

As for loan quality, the Fund posted a strong performing loans ratio of 94.13 percent, signaling disciplined borrowing and effective portfolio management.

With numbers like this, Pag-IBIG isn’t just growing — it’s proving to be a pillar of financial strength for millions of Filipinos.