The Christmas season is magical, but let’s be real, it can also feel overwhelming with the office parties, family reunions, and endless gift shopping.

That’s where BDO Pay comes in, making payments easier and simpler. Say goodbye to cash-ins, long lines, and juggling multiple wallets. With one secure app that connects directly to your BDO accounts and cards, you can just scan, send, and pay cash-free.

Festive shopping made easy

Skip the stress of pulling out your wallet in crowded malls, bazaars and grocery stores. With BDO Pay, you can shop safely and pay instantly from your BDO deposit or credit card account— no need to bring cash or top up a separate digital wallet.

As a special treat, you can also earn an exclusive P500 cashback when you reach a cumulative spend of P50,000 using BDO Pay from October 15, 2025 to January 15, 2026.

Discover another way to pay. BDO Pay is linked to your BDO accounts, so you can simply scan, send, and pay. And for the Yuletide season, you can get a P500 cashback, too!

Celebrate and dine with ease

The heart of Filipino Christmas is gathering around food. From spontaneous café meetups to noche buena feasts, BDO Pay makes settling bills effortless with QR payments. Splitting the tab with loved ones is so much easier. No more scrambling for cash or computing everyone’s share.

Send love (and gifts) instantly

Not seeing all your inaanaks this year? BDO Pay lets you send money instantly to any BDO account with zero fees. It’s perfect for e-gifts and surprise treats for kids and Gen Zs with just a few taps. You can even send a QR code through the app, so your recipient—BDO account holder or not—can easily withdraw your pamasko at any QR-enabled BDO ATM.

Hit the road without the hassle

If you’re planning a family road trip, simply reload your RFID or toll accounts directly through BDO Pay. You can enjoy smooth travels without the long lines and extra fees.

Now’s the perfect time to simplify your payment routine. With BDO Pay, you can breeze through your shopping and travel checklist and enjoy the season hassle-free. Sign up on the BDO Pay app, or if you already have BDO Online, sign in with your existing username and password and become a smart holiday spender today!

Not a user yet? Download BDO Pay from the App Store, Google Play, or AppGallery.