UnionBank of the Philippines has partnered with IKEA to make home upgrades more affordable through UnionBank PayEasy, offering flexible 0% installment options and a limited-time P300,000 IKEA Gift Card raffle promo for cardholders.

Under the program, UnionBank Credit Card users can enjoy 0 percent installment for three months with a minimum spend of P10,000, or six months for purchases of at least P20,000 at any IKEA store in the Philippines. The promo aims to give customers more flexibility in transforming their living spaces without the burden of large upfront payments.

“This partnership with IKEA is about giving our cardholders the ability to transform personal spaces into reflections of one's lifestyle—whether it's a cozy nook for unwinding, a vibrant corner for creativity, or a minimalist setup that brings clarity and calm, all while enjoying the ease and flexibility of UnionBank PayEasy,” said Mukul Sukhani, UnionBank Executive Vice President and Head of Cards and Consumer Loans. “We want to make these big purchases smarter, more accessible, and more affordable for our customers.”

To make the offer even more rewarding, UnionBank launched a special raffle running from 26 September to 22 November 2025. Every P10,000 installment transaction earns one raffle entry, while every P20,000 installment transaction earns three entries—giving shoppers the chance to win an P300,000 IKEA Gift Card for a complete home makeover.

The collaboration comes just in time for the holiday season, when demand for home improvement and lifestyle products peaks. UnionBank said the partnership reflects its continued push to provide value-driven financing solutions and exclusive perks that support smarter, more flexible spending.