Pag-IBIG Fund has once again secured an unmodified opinion from the Commission on Audit (COA), marking its 13th consecutive year of top-tier audit ratings and reinforcing its reputation for sound financial management and accountability.

The recognition was confirmed Tuesday, 1 July, following COA’s full audit of Pag-IBIG Fund’s 2024 financial statements. According to the state auditor, the agency's records were found to be in order, and its transactions complied with all applicable laws, regulations, and government accounting standards.

“This is further proof that Pag-IBIG Fund has been, and continues to be, managed with professionalism, prudence, and integrity,” said Secretary Jose Ramon P. Aliling, head of the Department of Human Settlements and Urban Development and Chairperson of the 11-member Pag-IBIG Fund Board of Trustees. “It is a testament to how Pag-IBIG Fund upholds the highest standards in managing our members’ hard-earned savings and in fulfilling its mandate to serve the Filipino worker. This achievement also reflects Pag-IBIG Fund’s strong position, as it plays a key role in the administration’s flagship Expanded Pambansang Pabahay para sa Pilipino (4PH) Housing Program. We remain committed to the directive of President Ferdinand Marcos Jr. to build a more secure, resilient, and prosperous future for every Filipino family.”

He added that the latest audit result reflects Pag-IBIG’s central role in supporting the Marcos administration’s flagship Expanded Pambansang Pabahay para sa Pilipino (4PH) Housing Program. “We remain committed to the directive of President Ferdinand Marcos Jr. to build a more secure, resilient, and prosperous future for every Filipino family,” Aliling said.

Pag-IBIG Fund has earned unqualified opinions from 2012 to 2017 and unmodified opinions from 2018 to 2024, placing it among a small group of government-owned and controlled corporations (GOCCs) with a decade-long streak of clean audit records.

Chief Executive Officer Marilene C. Acosta welcomed the milestone, calling it a reflection of the agency’s strong performance and commitment to transparency. “Pag-IBIG Fund exceeded the one-trillion-peso mark in total assets and posted a historic net income of P66.78 billion last year,” she said.

Acosta noted that 2024 also saw record highs in housing loan releases, cash loan disbursements, and loan collections.

“Pag-IBIG Fund exceeded the one-trillion-peso mark in total assets and posted a historic net income of ₱66.78 billion last year. We also achieved all-time highs in our housing loan releases, cash loan disbursements, and loan collections, enabling more Filipino workers to access affordable home financing and meet their short-term financial needs. Earning COA’s Unmodified Opinion for the 13th consecutive year affirms that we accomplished all these while upholding the highest standards of integrity, in line with President Marcos Jr.’s call for excellence and accountability in public service, said Acosta.”

“This recognition reinforces our members’ trust, knowing that their savings are safe, protected, and responsibly managed. We will continue to serve them with Tapat na Serbisyo, Mula sa Puso, and remain focused on sustaining this track record of integrity in the years ahead, she added.”

The latest COA opinion adds to the agency’s growing list of distinctions. In 2024, Pag-IBIG Fund was named one of the top-performing GOCCs for good governance by the Governance Commission for GOCCs (GCG) and received a 99.52% satisfaction rating in the 2024 Client Satisfaction Measurement conducted in accordance with the Anti-Red Tape Authority (ARTA) and GCG standards.