
Debt is not your enemy Mismanagement is How to use credit without losing control
There are two kinds of debt: the kind that helps you grow and the kind that holds you back. The first builds your future; the second buries it.
· 2 min read
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There are two kinds of debt: the kind that helps you grow and the kind that holds you back. The first builds your future; the second buries it.
· 2 min read

With the current debt level, each Filipino has a theoretical obligation of P145,500, an amount which an average employee, getting minimum pay, earns after more…
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The National Government’s outstanding debt saw a marginal increase to P17.46 trillion as of end-September 2025, with repayments outpacing new borrowings and…
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The Bureau of the Treasury (BTr) has strengthened its collaboration with the World Bank Treasury and the International Monetary Fund (IMF) to boost the…
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Around 5,700 agrarian reform beneficiaries (ARBs) from across Northern Mindanao have received their long-awaited land titles and debt condonation certificates,…
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The Philippines’ BoP surplus position mirrored an increase in the country’s gross international reserves, which rose to $109.1 billion as of end-September 2025…
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The Philippines recorded a balance of payments (BOP) surplus of US$82 million in September 2025, according to the Bangko Sentral ng Pilipinas (BSP). While…
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The Philippines’ net external liability under its International Investment Position (IIP) climbed to $68.3 billion in June, as foreign investors continued to…
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The Bangko Sentral ng Pilipinas (BSP) expects the country’s Balance of Payments (BoP) to remain in deficit over the next two years as global uncertainties and…
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The Bangko Sentral ng Pilipinas (BSP) expects the country’s Balance of Payments (BoP) to remain in deficit over the next two years as global uncertainties and…
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The uptick was mainly due to higher holdings of government-issued securities by nonresidents and increased loans extended to the national government. Foreign…
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The Bangko Sentral ng Pilipinas (BSP) strengthened its push for a more inclusive digital economy with the launch of the “Paleng-QR Ph Plus” program in Iloilo…
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The country’s balance of payments (BOP) swung to a surplus of $359 million in August, higher than the $88 million surplus recorded in the same month last year,…
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Taiwan’s biggest showcase of innovation has arrived in Manila as Taiwan Expo 2025 officially opened its three-day exhibition at the SMX Convention Center in…
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Our foreign debt is rising again despite the commitment of the economic managers that the government will rely on domestic sources to prevent uncertainties in…
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Bangko Sentral ng Pilipinas data showed the country’s BoP with a $2.6-billion deficit in April to June, reversing the $1.2-billion surplus recorded in the same…
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Philippine micro, small and medium enterprises lost an estimated P39.5 billion in 2024 alone due to foreign exchange markups charged by traditional banks and…
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'This is a clear case of debt-bondage, wherein the victim is tied to their trafficker because of made up or trumped up debts.'
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