Pag-IBIG sweetens loans with cash prizes
Getting a Pag-IBIG Multi-Purpose Loan (MPL) could now come with an unexpected bonus: a chance to win as much as P50,000 in cash.
Pag-IBIG Fund is rolling out two raffle promotions offering 540 cash prizes to members who secure approved MPL applications and the employer representatives who help workers access the loans.
Dubbed Loan to Win and Hatid Pana-Loan, the promotions will feature two raffle draws in December 2026 and February 2027, with 270 winners in each draw.
The initiative seeks to encourage more members to take advantage of their Pag-IBIG benefits while recognizing the fund coordinators and employer representatives who help bring the agency’s services closer to Filipino workers.
Department of Human Settlements and Urban Development (DHSUD) Secretary and Pag-IBIG Fund Board Chairman Jose Ramon P. Aliling said the program complements the government’s housing initiatives by helping families finance not only homeownership but also home improvements and other household needs.
Through the MPL, qualified members can borrow up to 90 percent of their total Regular Savings, with repayment periods of one, two, and three years.
The loan can be used for their children’s education, medical expenses, home repairs and improvements, small businesses, and other pressing family needs.
Joining the Loan to Win promotion requires no separate registration. Members automatically get a raffle entry once their MPL application is approved.
They can have additional chances by being first-time borrowers, renewing their loans, or applying through Virtual Pag-IBIG with an online certification from their employers.
Under Hatid Pana-Loan, fund coordinators and employer representatives earn raffle entries by helping employees secure approved MPL applications, with additional chances for assisting first-time borrowers and members who apply online.
The two promotions will offer cash prizes of P50,000, P25,000, P15,000, and P5,000.
The first draw, the Pag-IBIG AnniverSWERTE!, is scheduled for 14 December as part of the agency’s 46th anniversary celebration. It will cover MPL applications approved from 1 to 30 November 2026.
The second draw, the Panalo sa Pag-IBIG!, will be held on 14 February 2027, covering applications approved from 1 December to 31 January 2027.
Pag-IBIG Fund CEO Marilene C. Acosta said the MPL provides members with affordable financing while generating income that helps strengthen the agency’s earnings and dividend payments.
She explained that members benefit not only from access to loans but also from the dividends earned on their savings, which continue to grow even as they borrow.
The income generated from MPL lending also contributes to Pag-IBIG Fund’s earnings, which are largely returned to members through dividends.
Acosta said the raffle promotions would give borrowers an added incentive to use their benefits while recognizing the employer representatives who help facilitate loan applications.