Maya Business helps entrepreneurs grow income streams
Two Filipino entrepreneurs have found new ways to grow their businesses and serve their communities through digital financial services and working capital offered by Maya Business.
Mark Limjuco, who operates a school canteen in Roxas City, Capiz, and Nieves Nale, who manages two neighborhood stores in Cagayan de Oro City, have used the platform to expand their services, address business needs, and create additional sources of income.
Their experiences highlight how digital financial services can help small business owners respond to customer demand and explore new opportunities.
From school canteen to multiple income streams
Limjuco discovered Maya Business, formerly PayMaya Negosyo, through social media in 2019. He initially downloaded the application to sell mobile load to his co-workers.
When the pandemic struck, he ventured into online food delivery, eventually establishing a school canteen inside Capiz National High School in Roxas City.
Recognizing students' need for convenient digital services, Limjuco expanded his offerings to include mobile load, bills payment, and cash-in and cash-out transactions.
To maintain sufficient load credits for customers, he accessed his first P1,000 loan through Maya Business.
“Kahit maliit ang unang loan ko, naging malaking tulong ito para masimulan ang negosyo at mas mapagsilbihan ang mga estudyante,” Limjuco said.
(Even though my first loan was small, it helped me continue growing my business and better serve the students.)
According to Maya, Limjuco gradually gained access to higher loan offers as he continued using the platform and making repayments. Over time, he utilized more than P160,000 in loans to support his operations and explore additional business opportunities.
Today, Limjuco continues working as a college instructor while managing the school canteen. His business has also expanded to include a shake drink stall and school supplies.
Rebuilding and expanding neighborhood stores
For Nale, entrepreneurship began more than two decades ago when she opened a sari-sari store at her home in 2002. She eventually established a second location, but a fire damaged the additional store.
Determined to rebuild, Nale relied on her business income and additional working capital through Maya Business to support her recovery.
She was introduced to the platform by a Maya representative and began offering mobile load and cash-in and cash-out services to customers.
As demand increased, she needed additional funds to accommodate transactions and maintain sufficient cash for daily operations.
Through loans from Maya Business, Nale accessed working capital that she reinvested in her stores to support customer transactions and improvements.
Maya said Nale eventually utilized more than P556,000 in loans as she continued making repayments and expanding her business.
“Proud ako na Maya Business partner ako dahil napalago ko ang negosyo ko at nakapagbukas ako ng pangalawang store,” Nale said.
(I'm proud to be a Maya Business partner because I've been able to grow my business and open a second store.)
Nale now operates two stores in Cagayan de Oro, continuing a business journey that began more than 20 years ago.
Digital services open more opportunities
Although Limjuco and Nale discovered Maya Business through different circumstances, both used its services to respond to customer needs and expand their income opportunities.
Maya Business allows entrepreneurs to offer mobile load, bills payment, and cash-in and cash-out transactions. Eligible users may also access working capital through Maya Advance to support their business operations.
The platform is available through the Maya Business application, which can be downloaded from Google Play and the App Store.