Starting 1 February 2026, Metropolitan Bank & Trust Co. InstaPay fee will be a record-low P8 per transaction fee, representing a steep decrease from the previous P25 fee. The move, which puts Metrobank among the most competitive among InstaPay providers in the market, is designed to make day-to-day digital use and payments less costly.

Meanwhile, transfers between Metrobank accounts will continue to be charge-free. Cutting the cost of instant fund transfers reinforces Metrobank’s push towards seamless daily banking via digital channels, a big help in easing people’s household expenses, small business transactions, and payment of bills.

Metrobank Consumer Business Sector head, Ramon del Rosario said, “It’s about supporting Filipinos in their daily financial needs.”

He pointed out that “by lowering our InstaPay fee to P8, we are making digital payments more convenient for our customers.”

Metrobank’s lower InstaPay transfer fee is aligned with its digital ecosystem expansion. Last year, the bank had launched eSavings crafted for new deposit clients, providing the latter with a digital account which allows them to save, manage, and grow their money with a just a P2,000 minimum maintaining balance. The account also allows depositiors to have access to tools in support of their financial objectives.

Del Rosario said the decision to slash the bank’s InstaPay fee forms part of a larger effort to give Metrobank clients more flexibility and control in money management, “Transactions should be simple, secure, and, more affordable,” he stressed.