No, this isn’t about investing in some suspicious crypto scheme or launching a business with zero capital. It’s about something simpler, smarter and lowkey genius.

If there’s one financial flex that hits different, it’s being young and already saving smart.
Photograph courtesy of MAYA
Gen Z isn’t here for the same old money advice. We’re the generation that knows how to make a side hustle out of hobbies, go viral overnight, and budget a P200 daily allowance while still looking good doing it.
But if you’re wondering how to earn at a young age, especially while juggling school, content creation, we’ve got the tea. Start by making your money work for you.
No, this isn’t about investing in some suspicious crypto scheme or launching a business with zero capital. It’s about something simpler, smarter and lowkey genius.
Step 1: Earn by existing. Imagine this: You pay for your Spotify Premium, buy milk tea, or cover your part of the barkada food trip, plus those everyday expenses?
They’re boosting your savings. With Maya, you can earn up to 15 percent interest per annum on your savings just by doing what you already do. No fancy formulas. No minimum balance. Just you, living your life, and letting your money grow in the background.
Step 2: Enter your financial main character era. We said finance, but make it fashion.
The Maya Card is sleek, black, and globally accepted — meaning you can book flights or split bills with friends in style. And because it’s connected to your Maya Wallet, you’ll always see your real-time balance and stay in control.
Step 3: Lock it down. Online scams? Not cute. Maya gives you bank-level security, like biometric log-ins, OTPs, and 24/7 fraud monitoring. So even if you’re new to handling money, you’ll still be protected like a pro.
Plus, Maya is regulated by the Bangko Sentral ng Pilipinas and your savings are insured by PDIC up to P1 million.