Moms wear many hats — caregiver, planner, peacekeeper — and, more often than not, the household's Chief Expense Officer. From daily groceries to long-term financial planning, the modern Filipina mom manages a long list of expenses while striving to secure her family's future. Now, BDO is making that load a little lighter with banking solutions built to help moms save smarter and grow their money.

Smarter spending, simplified banking

For moms who need to stay on top of payments, BDO’s Smart Checking account offers the flexibility of issuing checks, along with the convenience of a debit card. Unlike most checking accounts, this one earns interest — so your money works for you even when you're not thinking about it. With online access, moms can monitor expenses and balances on the go, whether they’re managing side gigs or preparing for weekend family gatherings.

BDO also encourages moms to teach financial literacy early with the Junior Savers account. Designed for kids up to 12 years old, it’s a simple, no-frills way to start building good money habits. With just P100 to open and maintain, the account begins earning interest when it hits P2,000 — making it an ideal introduction to saving for your child, niece, nephew, or godchild.

Planning for the golden years

For moms looking ahead — or caring for their own parents — BDO’s Prime Savers account is a practical choice. Tailored for individuals in their senior years, it requires only P2,000 to open and starts earning interest at P5,000. Account holders also enjoy priority handling at branches and access to favorable foreign exchange rates. It’s a quiet but effective way to build a nest egg, one deposit at a time.

Whether you’re juggling bills, setting up a future for your child, or preparing for retirement, BDO offers accessible and meaningful ways to manage your money. Moms can visit any BDO branch to open an account or use the online portal to get started from home.

With tools like these, saving becomes less of a chore and more of a smart move. For every kind of mom and every kind of goal, BDO continues to be a financial partner you can count on — one step, one deposit, one dream at a time.

In partnership with BDO