The Government Service Insurance System (GSIS) rolls out the Ginhawa Bike and E-Mobility Loan (GBEL) program, offering up to P300,000 for the purchase of bicycles and e-bikes to help members cut transport costs and cope with rising fuel prices.

With a low 5% annual interest, a three-year payment term via salary deduction, and free personal accident insurance, the program covers a wide range of e-mobility options – from e-bikes and scooters to cargo and commuter units – making greener, more affordable travel within reach for qualified government workers.