Pag-IBIG Fund members collectively saved a record P160.41 billion in 2025, posting a 21 percent increase from the previous year and marking the highest level of member savings in the agency’s history.

The government-run home financing agency attributed the milestone largely to the continued expansion of voluntary savings, particularly through its Modified Pag-IBIG II (MP2) Savings Program, which offers higher returns compared with regular contributions.

Department of Human Settlements and Urban Development (DHSUD) Secretary Jose Ramon P. Aliling, who also chairs the Pag-IBIG Fund Board of Trustees, said the strong collections reflect sustained public confidence in the agency’s programs.

“Once again, our strong collections reflect the trust and confidence our members place in Pag-IBIG’s savings programs,” Aliling said. 

“With P27.61 billion more savings collected in 2025 compared with the previous year, Pag-IBIG Fund’s solid financial position enables us to continue offering low interest rates and support the financing requirements of the Expanded Pambansang Pabahay Para sa Pilipino (4PH) Program of President Ferdinand R. Marcos Jr.”

Of the total amount collected last year, mandatory monthly contributions reached P66.80 billion, while voluntary savings accounted for the larger share of collections, underscoring the growing popularity of MP2 as a long-term savings and investment vehicle among members.

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta noted that voluntary savings have steadily gained traction in recent years, eventually surpassing mandatory contributions as a key growth driver for the agency’s funds.

Over the past decade, Pag-IBIG has posted sustained growth in member savings, reflecting expanded membership, stronger dividend performance, and increasing participation in voluntary savings programs. Annual collections have steadily climbed from below P50 billion in the mid-2010s to more than triple that level by 2025, strengthening the agency’s capacity to finance housing loans and expand member benefits.

The steady growth in savings has supported the government’s push to accelerate housing delivery under the Expanded 4PH Program. Earlier this year, around 364 qualified beneficiaries received housing units at the Bocaue Bulacan Manor condominium project, developed jointly by the Department of Human Settlements and Urban Development (DHSUD) and Pag-IBIG Fund.

The Bocaue project is expected to house about 12,000 residents across 11 mid-rise buildings with more than 4,000 units. The first completed tower includes 364 units that have already been turned over to qualified applicants, along with Notices of Approval issued to additional beneficiaries moving closer to homeownership.

Designed as a self-contained residential community, Bocaue Bulacan Manor features amenities such as recreational facilities, commercial spaces, transportation access points, and essential community services to support residents’ daily needs.

As of October 2025, nearly 400,000 families have received homes through Pag-IBIG programs, with nearly P75 billion in cash loans distributed. The combined efforts of Pag-IBIG, DHSUD, and the National Housing Authority aim to provide 730,000 families with homes by 2028 under the 4PH program.

Pag-IBIG said sustained growth in member savings will allow the agency to expand affordable housing financing, maintain competitive loan rates, support the government’s broader housing agenda, and continue providing strong returns and financial security options for Filipino workers.