Pag-IBIG Fund members collectively saved a record P160.41 billion in 2025, marking a 21 percent increase from the previous year and the highest amount ever recorded in the agency’s history.

The state-run fund attributed the milestone largely to the continued growth of voluntary savings, particularly under its Modified Pag-IBIG II (MP2) Savings Program.

Department of Human Settlements and Urban Development Secretary Jose Ramon P. Aliling, who also chairs the Pag-IBIG Fund Board of Trustees, said the strong collections reflect sustained public trust in the agency’s programs.

“Once again, our strong collections reflect the trust and confidence our members place in Pag-IBIG’s savings programs,” Aliling said. “With ₱27.61 billion more savings collected in 2025 compared to the previous year, Pag-IBIG Fund’s solid financial position enables us to continue offering low-interest rates and to support the financing requirements of the Expanded Pambansang Pabahay Para sa Pilipino (4PH) Program of President Ferdinand R. Marcos Jr.”

Of the total savings collected in 2025, mandatory monthly contributions reached P66.80 billion. Voluntary savings — funds remitted by members beyond the required contributions — accounted for the larger share of total collections.

Pag-IBIG Fund Chief Executive Officer Marilene C. Acosta said voluntary savings have now overtaken mandatory contributions.

“Our members are saving more voluntarily, to the point that voluntary savings have already surpassed mandatory contributions,” Acosta said. “Voluntary savings reached ₱93.60 billion, or 58% of our total savings collections. This is very encouraging because it shows that the culture of saving for the future remains strong among Pag-IBIG members.”

Acosta said additional monthly contributions reached ₱10.09 billion, as more members opted to save above the required ₱200 monthly contribution. She attributed the increase to members’ growing appreciation of Pag-IBIG Fund’s competitive annual dividend rates.

She added that strong participation in the MP2 Savings Program continued to drive voluntary savings growth, with collections reaching ₱83.51 billion in 2025.

“We are very pleased that MP2 Savings continues to encourage more Filipino workers to set aside money for their future,” Acosta said. “Through this program, we have helped our members appreciate the value of disciplined saving by offering a secure and rewarding savings option aligned with their short-term goals. In fact, a number of our MP2 savers, particularly retirees and pensioners, now call themselves ‘LODI,’ or ‘Living on Dividends,’ as they use their annual returns to help cover daily expenses. Our members can be assured that we will continue to manage their savings prudently and strive to provide the highest possible returns. That is Lingkod Pag-IBIG at work.”