Home Credit Philippines has partnered with SM Appliance Center to roll out the Grand Pay Hulugan promo, a limited-time offer aimed at making essential home appliances more affordable through discounted prices and flexible installment options.

The promo runs from 1 February to 31 March 2026 and offers discounts of up to 45 percent on selected appliances at participating SM Appliance Center branches nationwide. It also includes zero down payment and 0 percent interest for up to 18 months, exclusive to Home Credit customers.

Under the promo, customers can purchase a range of household appliances, including televisions, refrigerators, air conditioners, washing machines, and audio equipment from major global brands. Buyers may also bundle up to three items in a single transaction to maximize savings.

Among the products covered by the promo are a Samsung 65-inch Crystal UHD 4K Smart TV, a Condura 1.5-horsepower split-type inverter air conditioner, and a TCL 22-cubic-foot side-by-side inverter refrigerator, all available with zero interest and no down payment.

Home Credit said the partnership is intended to improve the in-store shopping experience by providing customer assistance throughout the purchase process. Home Credit sales associates are stationed at SM Appliance Center branches to help shoppers review product options, promotions, and payment arrangements.

“Our partnership with SM Appliance Center reflects our shared commitment to improving access to quality home appliances,” said Puneet Suneja, chief sales of Home Credit Philippines. “Through Grand Pay Hulugan, we support customers directly at the point of purchase and help make necessary home upgrades more practical and manageable.”

SM Appliance Center, one of the country’s largest appliance retail chains, operates stores nationwide, while Home Credit provides on-site customer support across participating locations. Both companies said the collaboration underscores their focus on affordability, accessibility, and convenience for consumers.

Customers may visit SM Appliance Center stores nationwide or check the retailer’s official website and Facebook page for the complete list of promo offers.