

City Savings Bank expanded its footprint across Luzon and the Visayas in 2025, reaffirming its “Bangko ng Barangay” vision as it opened new branches and upgraded existing facilities, bringing its total branch network to more than 150 nationwide.
CitySavings, the thrift banking subsidiary of Union Bank of the Philippines, inaugurated five new locations during the year—three full-service branches in Malolos City, Bulacan; Paniqui, Tarlac; and Gapan City, Nueva Ecija, as well as two branch-lite units in Cataingan, Masbate, and Sipocot, Camarines Sur.
The bank also upgraded its former branch-lite unit in Cadiz City, Negros Occidental, into a full-service branch during the fourth quarter of 2025. The expansion marked a milestone with the opening of CitySavings’ 150th branch at Vista Mall in Malolos City.
CitySavings President and CEO Manuel Santiago Jr. said the expansion underscores the bank’s commitment to mass-market banking and community-based financial services.
"Our branch expansion goes beyond just numbers; as we grow, we aim to be the Bangko ng Barangay, reaching out to the mass market, offering innovative banking services in the communities we operate. Our new locations will enable customers to experience simple and straightforward banking not only through our digital channels but also in our more than 150 physical branches nationwide," Santiago said.
The new branches are equipped with CitySavings’ latest digital transformation initiatives, paired with its customer-focused service model, which the bank described as a “high-tech, high-touch” approach to banking.
Beyond teachers’ salary loans, CitySavings said it is expanding financial inclusion efforts by serving a broader mass-market base, including government employees, pensioners, and motorcycle owners. The bank has also introduced enhanced deposit products aimed at encouraging savings and investment among borrowers and new customers.
CitySavings said the expansion strengthens its role in delivering accessible and straightforward banking services, particularly in underserved communities across the country.