The Development Bank of the Philippines (DBP) is encouraging Filipinos to invest in the Bureau of the Treasury’s (BTr) latest Retail Treasury Bonds (RTBs), saying the low-risk instrument offers higher returns while helping fund the government’s development programs.

DBP President and Chief Executive Officer Michael O. de Jesus said that for a minimum investment of P5,000, individuals can earn up to six percent per annum, payable quarterly over five years. This rate, he said, is higher than most bank deposits and other comparable investment products in the market.

“Investing in the RTBs presents an excellent opportunity for ordinary Filipinos to grow their hard-earned savings as it is an accessible and low-risk instrument that offers steady returns, aside from directly contributing to the realization of the development agenda of the Marcos Administration,” de Jesus said.

The RTB-31 issuance marks the first time that small-denominated government securities are available through an electronic wallet such as GCash. The public offer period runs until 15 August, with DBP serving as one of nine Joint Lead Issue Managers.

De Jesus said proceeds will help fund key sectors including agriculture, education, infrastructure, and healthcare. Interested investors may inquire at any DBP branch or purchase through the BTr’s online ordering facility at www.treasury.gov.ph.