State bank offers higher savings rate
The scheme offers to maximize savings with optimal interest rates — far surpassing the interest rates provided by traditional savings accounts
The scheme offers to maximize savings with optimal interest rates — far surpassing the interest rates provided by traditional savings accounts

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State-owned Land Bank of the Philippines, or LandBank, is giving clients a good reason to keep building their savings to reach their financial goals faster and safer.
Depositors can now get more out of their savings through the LandBank OptiSaver — a new premium savings account that offers tiered interest rates as high as 4 percent* based on average daily balance.
The scheme offers to maximize savings with optimal interest rates — far surpassing the interest rates provided by traditional savings accounts.
"With the LandBank OptiSaver, your money doesn't simply rest, it works for you every single day. Whether you are saving for your dream home, a new car, a grand vacation, or a secure retirement, the OptiSaver can be your reliable partner in realizing these aspirations for you and your family," LandBank president and CEO Lynette Ortiz said.
Savings tool
As a savings account and not a time-bound investment product, the LandBank Optisaver has no tenor and allows account holders to withdraw cash at any time, which is especially important for emergencies.
"We are inviting everyone to open an OptiSaver account today and maximize the potential of your savings. Let your money work for you and grow your savings faster and safer with LandBank," Ortiz added.
The bank has also made it very convenient for clients to deposit funds to their OptiSaver account digitally or in-person via various touchpoints, to keep them motivated to continue growing their savings and get higher interest rates.
An OptiSaver account can be opened online via the LandBank Mobile Banking App or by visiting any of the 606 LandBank branches and branch-lite units nationwide.