Pag-IBIG Fund continues to prove itself as one of the country’s most trusted government institutions, reporting its highest-ever income for the first half of the year since its founding in 1980.
From January to June 2025, the agency posted a gross income of P44.39 billion, an 11.65 percent increase from the same period in 2024. Net income also surged by 15.25 percent, reaching P28.04 billion.
Officials credited the growth to strong collections and robust earnings from housing and short-term loan portfolios. Strategic investments in bonds, debt securities, equities, and real estate further pushed income upward, with investment earnings climbing 51.79 percent year-on-year to P4.27 billion.
“This performance shows how excellently we are managing the funds that our members have entrusted to us,” said Secretary Jose Ramon P. Aliling of the Department of Human Settlements and Urban Development, who chairs the Pag-IBIG Fund Board of Trustees.
“With our strong fiscal standing, we remain capable of continuing to deliver our members’ benefits and are in a solid position to finance more homes under the Expanded Pambansang Pabahay para sa Pilipino, or Expanded 4PH Program, in line with the directive of President Ferdinand R. Marcos Jr. to empower more Filipinos achieve better, more dignified lives,” he added.
Pag-IBIG’s total assets reached P1.14 trillion as of June, reflecting a 7.02 percent or P74.90 billion increase from year-end 2024. Officials emphasized that this financial strength directly benefits Filipino workers, especially through dividends and accessible home financing.
“Pag-IBIG Fund is owned by its members, the Filipino workers. It is our duty to grow and protect their savings,” said Chief Executive Officer Marilene C. Acosta.
“Guided by President Marcos Jr.’s call for government institutions to deliver responsive social benefits, we continue to ensure that our members enjoy competitive earnings on their savings and gain access to affordable home financing. We are committed to sustaining our strong performance to help uplift the lives of more Filipino workers,” she added.
Pag-IBIG Fund returns at least 70 percent of its annual net income to members in the form of dividends. With record-breaking numbers in the first half of the year, members can expect higher returns and stronger support from the agency in the months ahead.