GoTyme rewards Christmas shoppers

The Christmas season has always been considered the most wonderful and busiest time of the year, with the holiday shopping season already full on.

While it may be the time for buying, research on recent holiday consumer spending worldwide shows that many shoppers seem to be tightening their holiday budgets.

Accenture's Holiday Shopping Survey 2023 showed that ongoing financial pressures are inspiring consumers to make the most of their available spending, giving rise to what a senior retail executive described as a "creative pragmatism" that has more consumers cutting back on gift giving to close family and friends or buying materials for homemade gifts.

This, as people carefully evaluate their choices, and seek value in their spending decisions.

For their part, retailers are adapting their strategies and offerings to cater to the evolving needs and preferences of customers.

The customer remains front and center in post-pandemic retail strategies, whether they are shopping in person or online.

Customer is key

From offering deals and discounts to enhancing the omnichannel experience, finding ways to put the customer first is key this holiday season.

Herein lies the appeal of debit cards for shopping — these will likely hold you to a certain budget. These cards are tied to your checking or savings account, which only has so much money in it.

Part of that available money is designated for bills and other necessary expenses that you cannot spend.

This can save citizens from the shock of a large bill after the holidays. Then, they will not struggle with how to repay it over the next few months.

Debit cards do not come with fees like credit cards, which provides additional savings over time.

Deposit, swipe it, earn it

GoTyme president and CEO Nate Clarke said this festive season is the perfect time to discover the benefits of using a GoTyme Bank Visa debit card in paying for holiday purchases.

Clarke said that first, it is a free and personalized card that customers can get in less than five minutes at a GoTyme kiosk near them.

There are 400 kiosks manned by over 900 bank ambassadors in a Robinsons retail store.

"Second, it's a sleek debit card with the best rewards program in the country. The GTB debit card program won the Best Debit Card Initiative for the Year in the Philippines from the Asian Banking and Finance Retail Banking Awards 2023, and the Best Product Program from the Bank Marketing Association of the Philippines' Bank Marketing Awards 2023," he said.

"The award-winning GoTyme Bank Visa debit card will surely enhance your holiday shopping experience with its range of rewards and ease of use," says Albert Tinio, GoTyme co-CEO.

"Simply deposit money into your debit card (through online transfer or by going to a cashier at a Robinsons retail store), swipe the card to pay for purchases, and earn up to 3x Go Rewards when you shop within the Robinsons retail ecosystem, and at least 1x when you shop in any store in the country or abroad where Visa card is accepted," Tinio added.

"GoTyme has made sure that GoTyme Bank Visa debit card users are rewarded for every swipe or tap of their debit card," says Nate Clarke, GoTyme president and CEO.

In a country where rewards are mostly offered by credit cards, GoTyme's debit card is one of the very few that offers rewards for every purchase. Both local and international transactions will allow cardholders to earn Go Rewards points — making it one of the first-rate debit cards in the country.

GoTyme helps put shoppers' hard-earned money to good use: For example, with 3x Go Rewards points for every purchase from partner merchants like Robinsons Supermarket, Robinsons Department Store, True Value, and Toys R Us, each centavo becomes worth spending because shoppers will be getting a lot back.

Online holiday promos galore

GoTyme partners with e-commerce platforms Lazada (12 December) and edamama (November-December) for its holiday promos.