LIFE

Smart spending tips for the festive season

Keep track of monthly obligations amid the holiday busyness without queuing up or switching apps. Settle dues for over 2,200 billers — including electricity, water, transportation and telecommunications — with zero convenience fees.

DT · Sep 29, 2026, 11:38 PM

HOLIDAY spending made smarter and simpler with BDO Pay. — Photographs courtesy of BDO Pay

Navigating the festive rush without breaking the bank comes down to managing hidden transaction fees and streamlining daily expenses. As the “BER” months kickoff the country’s holiday season, families prepare for gift shopping, gatherings and reunions. Making every peso count is crucial during this peak spending period, and BDO Pay serves as a secure, cost-efficient everyday payment app designed to stretch your holiday budget.

MAKING every peso count this Yuletide season is essential, and BDO Pay helps you stretch your holiday budget with a secure, cost-efficient app for everyday payments.

Smart holiday spending tips

Eliminate transaction fees on payments: Avoid extra charges on everyday holiday shopping. Pay instantly with no fees by scanning any QRPh code directly using your BDO account or Debit card, or select Scan to Pay with your BDO Credit Card using the BDO Pay POS terminal.

Send gifts and split bills for free: Send holiday Aguinaldo to relatives and inaanaks or split party expenses without added transfer fees. BDO Pay’s Send Money feature allows free fund transfers to BDO accounts, other banks and e-wallets via account number, QR code or mobile number.

Streamline utility and service payments: Keep track of monthly obligations amid the holiday busyness without queuing up or switching apps. Settle dues for over 2,200 billers — including electricity, water, transportation and telecommunications — with zero convenience fees.

Easy access for first-time users

For those who have yet to discover BDO Pay, there’s never been a better time to start.

Opening a Basic Account through the BDO Pay app is quick and hassle-free. Customers can open an account in just a few minutes using only one valid ID, such as a passport or driver’s license, with no initial deposit or maintaining balance required, making banking accessible to more Filipinos.

BDO Pay also makes everyday transactions effortless and secure. Easily collect shared expenses with Request Money, access installment offers for big purchases, and stay protected with instant card lock for your BDO Credit and Debit Cards whenever needed.

Download BDO Pay today from the App Store (iOS), Google Play Store (Android), or Huawei AppGallery (HarmonyOS).