BDO Unibank Inc. (BDO), SM Advantage Card (SMAC) and SM Store have joined forces to make every remittance pick-up more rewarding for Filipino families. Through the partnership, beneficiaries claiming their BDO remittances at SM Store Foreign Currency Exchange counters can now earn SMAC points (one SMAC Point for every P10,000 cash pickup transaction), which they can use to shop and enjoy benefits across thousands of SM Retail outlets nationwide. Claiming of remittances through SM guarantees availability of cash, safety and additional benefit of earning points. Together, BDO, SMAC and SM Store enhance customer convenience and create added value for millions of families across the country.