June 23 2018, Saturday
Home Authors Posts by Dean Nilo Divina

Dean Nilo Divina

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Delays and periods

“Proof of loss must accompany the notice of loss.” Every now and then, beneficiaries of insurance policy, life or property, complain about the inordinate delay...

Insurance coverage gone wrong

Does the notice of availability of check, by itself, produce the effect of premium payment thereby entitling the insured to receive the insurance proceeds...

Shaming the shameless solvent debtor

Can creditors initiate liquidation proceedings against a debtor even though his assets are more than liabilities ? The answer is in the affirmative, both...

Secured creditors, not so secured after all?

A loan is considered secured when it is coupled with an undertaking to pay by another person or when the debtor furnished the creditor...

Creditors’ two dreaded words: ‘Stay order’

I continue my discussion on the remedies available to a financially distressed juridical debtor under FRIA. Court-supervised voluntary rehabilitation proceedings are initiated by the...

Creditors, Stand Still!

As mentioned in my previous column, I will tackle the remedies available to juridical debtors under FRIA. These juridical debtors are sole proprietorships, partnerships...